<item xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:noNamespaceSchemaLocation="./globalAndLocal.xsd" >
  <name> Ian Graham </name>
  <comments><heading>This is Invalid -- the first comments element
		 inside the item must follow the local declaration,
		 and contain text but no markup!  </heading><para>some text inside a para ..</para></comments>
 <comments> another comment, consistent with both local and global rules. </comments>
</item>
