<item xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:noNamespaceSchemaLocation="./globalAndLocal.xsd" >
  <name> Ian Graham </name>
  <comments> this comments can only contain text </comments>
  <comments> this comments contains only text -- this is OK,
	  as the global declaration for comments says that this
	  element can contain zero or more choices of heading or
	  para -- which means they can be entirely absent.
  </comments>
</item>
