<item xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:noNamespaceSchemaLocation="./globalAndLocal.xsd" >
  <name> Ian Graham </name>
  <comments> this comments can only contain text </comments>
  <comments> this comments is consistent with teh global definition for, and must contain text interspersed with <para> paragraph elements </para> and 
	  <heading> heading elements </heading><heading> another heading </heading> 
	  <para> another paragraph</para>
  </comments>
</item>
